Newsletters

November

• Prepare Your Home to Withstand Wintry Weather

  Record losses suffered in 2021 showed that brutal weather can blow into almost any part of the country. Taking these steps to winterize your home could help protect your home and family.

• Travel Is Back, but Does It Still Make Sense to Buy Insurance?

  The trip of a lifetime may cost many thousands of dollars, and vacationers have recently been reminded that many circumstances that can spoil their travel plans are entirely out of their control. Travel insurance offers financial protection when unforeseen problems arise.

October

• Burning Land: Protect Your Home from Wildfires

  During the first nine months of 2022, more than 53,000 wildfires torched nearly 6.9 million acres across the United States, the most wildfires year-to-date in over a decade. Here are some steps to help protect your home and family.

• Deer in the Headlights: Avoiding Animal Collisions

  In many regions of the country, deer migration and mating season occurs from October through December, so drivers should be especially careful during these months. Consider these tips for avoiding animal collisions, and make sure you have appropriate insurance coverage.

September

• Prepare Now for Future Emergencies

  Most communities could be impacted by a natural disaster such as a wildfire, hurricane, tornado, earthquake, or flood. In the spirit of National Preparedness Month, here are some tips to prepare for an emergency.

• Protecting Your Vehicle with Collision and Comprehensive Coverage

  These optional forms of coverage can help you repair or replace an expensive vehicle without incurring high out-of-pocket costs.

August

• College Bound: Insuring Students and Their Possessions

  Parents of college students should consider their changing insurance needs before sending their kids off to campus.

• Ageless Adventures: Insurance Tips for RV Owners

  Recreational vehicles come in many different shapes and sizes, so an appropriate insurance policy depends on the type of RV, the way it's used, and the level of risk the owner is willing to accept.

July

• Ahoy Matey! Boat Safety and Insurance Checklist

  On the dock and on the water, follow safe boating practices and make sure you have adequate insurance coverage.

• “Pool Safely” for Fun in the Sun

  A backyard swimming pool can be a center for family fun and a great opportunity to exercise. Unfortunately, it can also pose a serious danger, especially for young children.

June

• Flood Insurance: Be Prepared for Rising Waters and Changing Rates

  Flood insurance premiums have been based on the level of risk indicated on FEMA flood-hazard maps, but a new risk rating system could make it easier for homeowners to assess the actual risk to their homes and set premiums more appropriately.

• Easy Riders: Bikers Should Consider Safety and Insurance

  With the arrival of summer, more motorcycle riders will be climbing on their bikes. Before revving your engine, it’s important to learn how to safely operate a motorcycle and make sure you have appropriate insurance coverage.

May

• Parents Hold the Keys to Training Safe Teen Drivers

  A driver’s license can create an exciting sense of freedom for a teenager, but not without plenty of risk. Here's what parents should know about the rules, safety concerns, and insurance issues that apply to teen drivers.

• Hurricane Watch: Will You Be Prepared for the Next Big Storm?

  The 2021 hurricane season in the Atlantic basin was the third-most active in history. Here are some steps families can take to help blunt the impact of a major storm.

April

• Tornado Watch: With Spring Comes Heightened Twister Threat

  The traditional Tornado Alley seems to be moving eastward, but tornadoes can strike almost anywhere in the continental United States. Here’s how you can prepare for tornado season.

• Car Thefts on the Rise

  After trending downward for almost three decades, the number of motor vehicle thefts — including valuable parts — has been rising since 2019. Consider these tips to help protect your car from thieves.

March

• Tips to Help Prevent Water Disasters Inside Your Home

  Homeowners should pay close attention to maintenance issues and understand the situations in which water damage will or will not be covered by insurance.

• Umbrella Insurance Offers Extra Liability Protection

  Standard homeowners and auto insurance policies generally cover personal liability, but you may not have enough coverage to protect your income and assets in the event of a high-dollar judgment.

February

• Insuring Precious Property

  Homeowners or renters insurance might not provide enough protection to replace a fine piece of jewelry or other expensive item that is lost or stolen. You may be able to increase the limits for certain categories of valuable goods or add a “floater” to your policy.

• Virtual Health Care Grows with Pandemic

  The use of telemedicine skyrocketed early in the COVID-19 pandemic and remained at 38 times the pre-pandemic level as of July 2021. If your health plan includes telemedicine services, you might take a closer look at the details.

January

• Claims Happen: How to Create a Home Inventory

  Make a weekend project of documenting your belongings, and you might sleep easier knowing you’re prepared.

• Have You Looked at Your Deductibles Lately?

  Everybody wants to save money on their insurance premiums, but it’s important to be comfortable with the financial risk that each deductible represents.