Newsletters

June

• Are You Covered for Your Home-Based Business?

  If you run a business from your home, your homeowners policy may not provide sufficient coverage for your business assets and income. In-home business insurance policies can offer broader protection, tailor-made for businesses that operate out of a residence.

• Born to Ride? Bikers Should Consider Safety and Insurance

  About 8.6 million motorcycles are on the road in the United States. Unfortunately, the fun of riding a motorcycle comes with added danger. Consider these tips before revving up your engine.

May

• Get Ready for Another Hectic Hurricane Season

  After a record-breaking 30 named storms in 2020, forecasting models suggest an active hurricane season could continue to threaten some coastal areas in 2021. Consider these tips for protecting your house, planning for evacuation, and carrying appropriate insurance.

• Planning a Trip? Know Your Options for Rental Car Coverage

  With some advance research, car renters could avoid paying for duplicate coverage or facing a hefty bill in the event of an accident.

April

• Rising Waters, Changing Rates: What You Should Know About Flood Insurance

  Flooding is the most common and costly disaster in the United States. Learn more about floods and flood insurance, including a new risk-rating system effective October 1, 2021, which may change flood insurance premiums for many homeowners.

• Catalytic Converter Thefts Soar During Pandemic

  Thefts of catalytic converters rose by more than 325% in 2020, while thefts of whole cars rose more moderately. Comprehensive insurance can help provide protection against theft of your vehicle, its parts, and its contents.

March

• Risky Business: How Parents Can Help Protect Teen Drivers

  A driver’s license can create an exciting sense of freedom for a teenager, but parents know this freedom comes with plenty of risk.

• Shopping for a Home? Put Insurance Concerns on Your Checklist

  Uncovering potential maintenance problems and researching insurance costs early in the transaction could help homebuyers avoid costly surprises.

February

• A Diamond May Not Be Forever: Personal Property Insurance

  Homeowners or renters insurance may not provide enough protection to replace an engagement ring or other expensive item. Purchasing a separate personal property policy or adding a “floater” to a standard policy could provide the protection you need.

• Calm and Focused: How to Handle an Auto Collision

  Even a minor auto collision can be stressful and hazardous. These steps can help you stay safe at the scene and steer clear of costly complications.

January

• New Year, New Insurance Deductibles?

  Having appropriate deductibles for your auto and homeowners policies could provide peace of mind — and might even save you some money.

• Tips to Help Protect Your Home from Water Disasters

  As a homeowner, it’s important to pay close attention to maintenance issues, protect your financial interests with appropriate insurance, and read your policy carefully to understand the situations in which water damage will or will not be covered.

December

• Deck the Halls Safely

  Although 2020 poses unique challenges, every winter holiday season requires caution and common sense. Consider these tips for a safer holiday experience.

• Slip-Sliding on the Road: Tips for Winter Driving

  More than one out of five auto accidents is weather related, most often caused by rain, snow, sleet, and ice. Taking these precautions and carrying appropriate insurance coverage could help make this winter a safer, more secure driving season.

November

• Liability Protection: Is Your Umbrella Big Enough?

  Standard homeowners and auto insurance policies generally cover personal liability, but you may not have enough coverage to protect your income and assets in the event of a high-dollar judgment.

• Preparing Your Home to Welcome Old Man Winter

  Winter storms caused more than $7 billion in property damage in 2019. Here are some tips to help you winterize your home.

October

• Hotter and Hotter: Protecting Your Home from Wildfires

  After a relatively mild year for wildfires in 2019, widespread fires in 2020 are already above the 10-year average for January to September, with three more months of high wildfire risk left to go. Here are some steps to help protect your home and family.

• Deer in the Headlights: Avoiding Animal Collisions

  In many parts of the country, autumn brings an increase in insurance claims related to collisions with deer and other large animals. Consider these tips for avoiding animal collisions, and make sure you have comprehensive insurance coverage.