Newsletters
What's covered by my homeowners policy? How much liability insurance do I need? What's the best way to take an inventory of my home?
Our newsletter articles are designed to provide helpful information on a wide range of timely topics. Simply click on one of the headlines below and the full article will appear. And keep checking month after month. You never know what story may address your individual situation.
August
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Back-to-College Insurance Needs
The COVID-19 crisis has created uncertainty about the college experience this fall, but if you have a college student returning to campus, it's important to consider these three types of coverage.
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Home on Wheels: RV Insurance Tips
A recent survey found that 46 million Americans planned to take an RV trip in the next 12 months. Whether you own an RV or are considering buying one, be sure you understand the insurance requirements and coverage options.
July
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Ahoy! Boat Safety and Insurance Checklist
Before jumping onboard, follow safe boating practices and make sure you have adequate insurance coverage.
June
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Protecting Yourself from Uninsured Motorists
Despite compulsory auto insurance laws in almost every state, about one out of eight drivers gets behind the wheel without coverage — creating a potential liability not only for themselves but also for insured drivers.
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Rental Properties: Why Tenants and Landlords Should Have Their Own Insurance
Many renters and landlords may not realize that they need specialized insurance to protect themselves from potential loss, damage, and liability costs.
May
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Prepare for an Active Hurricane Season
The 2020 Atlantic hurricane season is projected to be more active than usual. Here are some tips for protecting your house, planning for evacuation, and carrying appropriate insurance.
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Driving Less? COVID-19 and Your Car Insurance
In light of related reductions in mileage and accident claims, many auto insurers are offering financial relief for policyholders affected by the pandemic.
April
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Flood Insurance: Rising Waters, Rising Costs
According to the National Weather Service, 128 million people face an elevated risk of flooding in their communities in the spring of 2020. Learn about the National Flood Insurance Program — including coming changes to risk assessment models — and how flood mitigation measures might help protect your home and pay for themselves in the long run.
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Telemedicine: The Virtual Doctor Will See You Now
Proponents say telemedicine offers immediate access to many types of simple care while avoiding unnecessary and costly emergency room visits. Nearly nine out of 10 large employers offered telemedicine programs in their benefit packages in 2019, but many workers have not yet tried them.
March
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What Home-Based Business Owners Should Know About Insurance
If you run a business from your home, your homeowners policy may not provide sufficient coverage for your business assets and income. In-home business insurance policies can offer broader protection, tailor-made for businesses that operate out of a residence.
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Collision and Comprehensive: When Full Coverage Comes to the Rescue
Although a deductible usually applies, these optional coverages can help protect you from having to repair or replace a damaged vehicle out of your own pocket.
February
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What’s in Your Home? Creating a Home Inventory
Make a weekend project of documenting your belongings, and you might sleep easier knowing you’re prepared.
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Crash Course: What to Do After an Auto Collision
Even a minor auto collision can be stressful and hazardous. These steps can help you stay safe at the scene and steer clear of costly complications.
January
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Woefully Wet: Protecting Your Home from Water Damage
Insurance claims for water damage are increasingly common. Here’s a rundown of the water issues that are often faced by homeowners, as well as some tips for avoiding them.
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What Drives the Cost of Auto Insurance? It’s Personal
Auto policy premiums can vary widely because they are personalized using mathematical formulas that reflect the perceived level of risk. This article includes suggestions to help lower premiums.
December
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Have You Checked Your Deductibles Lately?
Having appropriate deductibles for your auto and homeowners policies could provide peace of mind — and might even save you some cold hard cash.
November
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Winter Is Coming — Is Your Home Ready?
Winter storms and cold weather caused more than $4 billion in property damage in 2018. This winterizing checklist could help protect your home and family.
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Tips for Safer Driving on Wintry Roads
Before you drive in challenging conditions this winter, be sure you have appropriate insurance and take precautions to help keep yourself and your passengers safe.
October
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Burning Land: Protect Your Home from Wildfires
From January through September 2019, almost 40,000 wildfires burned more than 4.3 million acres across the nation. Unfortunately, in many areas, September is just the beginning of the fire season. Consider taking steps now to help protect your home and family.
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Where the Deer and Antelope Play: Avoiding Animal Collisions
In many parts of the country, autumn brings an increase in insurance claims related to collisions with animals, primarily deer. Consider these tips for avoiding animal collisions, and make sure you have comprehensive insurance coverage.
September
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Earthquake Insurance: Will You Be Covered When the Big One Hits?
Though California has experienced the most earthquake damage in recent history, 42 states are at risk for earthquakes. You may want to consider whether you have the appropriate supplemental earthquake coverage, based on your specific situation and the location of your property.
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Licensing Laws Help Parents Protect Teen Drivers
Every state has implemented three-stage graduated driver licensing (GDL) programs to provide drivers ages 15 to 17 with more practice and to discourage risky behavior. Make sure your teenager has appropriate training, and that both you and your teen understand the applicable rules, safety concerns, and insurance issues.