Newsletters

June

• Flood Insurance: Be Prepared for Rising Waters and Changing Rates

  Flood insurance premiums have been based on the level of risk indicated on FEMA flood-hazard maps, but a new risk rating system could make it easier for homeowners to assess the actual risk to their homes and set premiums more appropriately.

• Easy Riders: Bikers Should Consider Safety and Insurance

  With the arrival of summer, more motorcycle riders will be climbing on their bikes. Before revving your engine, it’s important to learn how to safely operate a motorcycle and make sure you have appropriate insurance coverage.

May

• Parents Hold the Keys to Training Safe Teen Drivers

  A driver’s license can create an exciting sense of freedom for a teenager, but not without plenty of risk. Here's what parents should know about the rules, safety concerns, and insurance issues that apply to teen drivers.

• Hurricane Watch: Will You Be Prepared for the Next Big Storm?

  The 2021 hurricane season in the Atlantic basin was the third-most active in history. Here are some steps families can take to help blunt the impact of a major storm.

April

• Tornado Watch: With Spring Comes Heightened Twister Threat

  The traditional Tornado Alley seems to be moving eastward, but tornadoes can strike almost anywhere in the continental United States. Here’s how you can prepare for tornado season.

• Car Thefts on the Rise

  After trending downward for almost three decades, the number of motor vehicle thefts — including valuable parts — has been rising since 2019. Consider these tips to help protect your car from thieves.

March

• Tips to Help Prevent Water Disasters Inside Your Home

  Homeowners should pay close attention to maintenance issues and understand the situations in which water damage will or will not be covered by insurance.

• Umbrella Insurance Offers Extra Liability Protection

  Standard homeowners and auto insurance policies generally cover personal liability, but you may not have enough coverage to protect your income and assets in the event of a high-dollar judgment.

February

• Insuring Precious Property

  Homeowners or renters insurance might not provide enough protection to replace a fine piece of jewelry or other expensive item that is lost or stolen. You may be able to increase the limits for certain categories of valuable goods or add a “floater” to your policy.

• Virtual Health Care Grows with Pandemic

  The use of telemedicine skyrocketed early in the COVID-19 pandemic and remained at 38 times the pre-pandemic level as of July 2021. If your health plan includes telemedicine services, you might take a closer look at the details.

January

• Claims Happen: How to Create a Home Inventory

  Make a weekend project of documenting your belongings, and you might sleep easier knowing you’re prepared.

• Have You Looked at Your Deductibles Lately?

  Everybody wants to save money on their insurance premiums, but it’s important to be comfortable with the financial risk that each deductible represents.

December

• Holiday Hazards: Tips for Safe Celebration

  Although the coronavirus remains a concern, the 2021 holiday season is likely to feature more social gatherings than in 2020. But whether you expect a house full of guests or your immediate family, it’s important to celebrate safely.

• Safer Driving on Winter Roads

  Snow and ice reduce friction under your car’s tires and make it more difficult to maneuver the vehicle. Taking these precautions and carrying appropriate insurance coverage could help make this winter a safer, more secure driving season.

November

• Winter Is Coming — Will Your Home Be Ready?

  Winter storms and a prolonged stretch of frigid temperatures caused a record amount of property damage in 2021. This winterizing checklist could help protect your home and family.

• Five Reasons Your Auto Claim Could Be Denied

  Reading the fine print on your insurance documents, and understanding your policy’s limitations and exemptions, gives you a chance to spot and fill potentially costly coverage gaps.

October

• Hot and Dry: Protecting Your Home from Wildfires

  Severe drought and extreme June heat across the western United States created dangerous conditions for wildfires earlier than usual in 2021, and conditions were still critical going into the heart of the fire season from October through December. Here are some steps to help protect your home and family.

• Where the Deer and Antelope Play: Avoiding Animal Collisions

  In many regions of the country, deer migration and mating season occurs from October through December, so drivers should be especially careful during these months. Consider these tips for avoiding animal collisions, and make sure you have comprehensive insurance coverage.

September

• Driver Distractions: Don’t Drift into These Dangerous Habits

  Here are some of the common behaviors that can affect your driving performance and potentially cause a terrible accident.

• Earthquake Risks Are Real: Are You Covered?

  Though California has experienced the most earthquake damage in recent history, many states are at risk for earthquakes. You may want to consider whether you have the appropriate supplemental earthquake coverage, which depends on the location of your property and your specific needs.

August

• Back on Campus? Don’t Forget Insurance

  Millions of college students will return to campus this fall after attending classes remotely during the 2020-21 academic year. It’s important to make sure your student carries appropriate insurance coverage.

• Living on the Road: RV Insurance Tips

  A record 11.2 million households own recreational vehicles, a 62% increase over the last 20 years. Whether you own an RV or are considering buying one, be sure you understand the insurance requirements and coverage options.