Newsletters

November

• Liability Protection: Is Your Umbrella Big Enough?

  Standard homeowners and auto insurance policies generally cover personal liability, but you may not have enough coverage to protect your income and assets in the event of a high-dollar judgment.

• Preparing Your Home to Welcome Old Man Winter

  Winter storms caused more than $7 billion in property damage in 2019. Here are some tips to help you winterize your home.

October

• Hotter and Hotter: Protecting Your Home from Wildfires

  After a relatively mild year for wildfires in 2019, widespread fires in 2020 are already above the 10-year average for January to September, with three more months of high wildfire risk left to go. Here are some steps to help protect your home and family.

• Deer in the Headlights: Avoiding Animal Collisions

  In many parts of the country, autumn brings an increase in insurance claims related to collisions with deer and other large animals. Consider these tips for avoiding animal collisions, and make sure you have comprehensive insurance coverage.

September

• Disaster Prep Could Save the Day

  Most communities could be impacted by a natural disaster such as a hurricane, wildfire, or earthquake. In the spirit of National Preparedness Month this article includes tips for emergency preparedness — updated for the COVID-19 era.

• Driver Distractions Can Take a Terrible Toll

  Drivers may be on the road less often during the pandemic, but modern-day distractions are still a common cause of car accidents.

August

• Back-to-College Insurance Needs

  The COVID-19 crisis has created uncertainty about the college experience this fall, but if you have a college student returning to campus, it's important to consider these three types of coverage.

• Home on Wheels: RV Insurance Tips

  A recent survey found that 46 million Americans planned to take an RV trip in the next 12 months. Whether you own an RV or are considering buying one, be sure you understand the insurance requirements and coverage options.

July

• Ahoy! Boat Safety and Insurance Checklist

  Before jumping onboard, follow safe boating practices and make sure you have adequate insurance coverage.

• Is a Backyard Pool Your Summer Escape? Be Sure to Keep Safety in Mind

  As tragic and pervasive as drowning accidents are, most of them have one thing in common – they’re preventable.

June

• Protecting Yourself from Uninsured Motorists

  Despite compulsory auto insurance laws in almost every state, about one out of eight drivers gets behind the wheel without coverage — creating a potential liability not only for themselves but also for insured drivers.

• Rental Properties: Why Tenants and Landlords Should Have Their Own Insurance

  Many renters and landlords may not realize that they need specialized insurance to protect themselves from potential loss, damage, and liability costs.

May

• Prepare for an Active Hurricane Season

  The 2020 Atlantic hurricane season is projected to be more active than usual. Here are some tips for protecting your house, planning for evacuation, and carrying appropriate insurance.

• Driving Less? COVID-19 and Your Car Insurance

  In light of related reductions in mileage and accident claims, many auto insurers are offering financial relief for policyholders affected by the pandemic.

April

• Flood Insurance: Rising Waters, Rising Costs

  According to the National Weather Service, 128 million people face an elevated risk of flooding in their communities in the spring of 2020. Learn about the National Flood Insurance Program — including coming changes to risk assessment models — and how flood mitigation measures might help protect your home and pay for themselves in the long run.

• Telemedicine: The Virtual Doctor Will See You Now

  Proponents say telemedicine offers immediate access to many types of simple care while avoiding unnecessary and costly emergency room visits. Nearly nine out of 10 large employers offered telemedicine programs in their benefit packages in 2019, but many workers have not yet tried them.

March

• What Home-Based Business Owners Should Know About Insurance

  If you run a business from your home, your homeowners policy may not provide sufficient coverage for your business assets and income. In-home business insurance policies can offer broader protection, tailor-made for businesses that operate out of a residence.

• Collision and Comprehensive: When Full Coverage Comes to the Rescue

  Although a deductible usually applies, these optional coverages can help protect you from having to repair or replace a damaged vehicle out of your own pocket.

February

• What’s in Your Home? Creating a Home Inventory

  Make a weekend project of documenting your belongings, and you might sleep easier knowing you’re prepared.

• Crash Course: What to Do After an Auto Collision

  Even a minor auto collision can be stressful and hazardous. These steps can help you stay safe at the scene and steer clear of costly complications.

January

• Woefully Wet: Protecting Your Home from Water Damage

  Insurance claims for water damage are increasingly common. Here’s a rundown of the water issues that are often faced by homeowners, as well as some tips for avoiding them.

• What Drives the Cost of Auto Insurance? It’s Personal

  Auto policy premiums can vary widely because they are personalized using mathematical formulas that reflect the perceived level of risk. This article includes suggestions to help lower premiums.