Newsletters

January

• Claims Happen: How to Create a Home Inventory

  Make a weekend project of documenting your belongings, and you might sleep easier knowing you’re prepared.

• Have You Looked at Your Deductibles Lately?

  Everybody wants to save money on their insurance premiums, but it’s important to be comfortable with the financial risk that each deductible represents.

December

• Holiday Hazards: Tips for Safe Celebration

  Although the coronavirus remains a concern, the 2021 holiday season is likely to feature more social gatherings than in 2020. But whether you expect a house full of guests or your immediate family, it’s important to celebrate safely.

• Safer Driving on Winter Roads

  Snow and ice reduce friction under your car’s tires and make it more difficult to maneuver the vehicle. Taking these precautions and carrying appropriate insurance coverage could help make this winter a safer, more secure driving season.

November

• Winter Is Coming — Will Your Home Be Ready?

  Winter storms and a prolonged stretch of frigid temperatures caused a record amount of property damage in 2021. This winterizing checklist could help protect your home and family.

• Five Reasons Your Auto Claim Could Be Denied

  Reading the fine print on your insurance documents, and understanding your policy’s limitations and exemptions, gives you a chance to spot and fill potentially costly coverage gaps.

October

• Hot and Dry: Protecting Your Home from Wildfires

  Severe drought and extreme June heat across the western United States created dangerous conditions for wildfires earlier than usual in 2021, and conditions were still critical going into the heart of the fire season from October through December. Here are some steps to help protect your home and family.

• Where the Deer and Antelope Play: Avoiding Animal Collisions

  In many regions of the country, deer migration and mating season occurs from October through December, so drivers should be especially careful during these months. Consider these tips for avoiding animal collisions, and make sure you have comprehensive insurance coverage.

June

• Are You Covered for Your Home-Based Business?

  If you run a business from your home, your homeowners policy may not provide sufficient coverage for your business assets and income. In-home business insurance policies can offer broader protection, tailor-made for businesses that operate out of a residence.

• Born to Ride? Bikers Should Consider Safety and Insurance

  About 8.6 million motorcycles are on the road in the United States. Unfortunately, the fun of riding a motorcycle comes with added danger. Consider these tips before revving up your engine.

May

• Get Ready for Another Hectic Hurricane Season

  After a record-breaking 30 named storms in 2020, forecasting models suggest an active hurricane season could continue to threaten some coastal areas in 2021. Consider these tips for protecting your house, planning for evacuation, and carrying appropriate insurance.

• Planning a Trip? Know Your Options for Rental Car Coverage

  With some advance research, car renters could avoid paying for duplicate coverage or facing a hefty bill in the event of an accident.

April

• Rising Waters, Changing Rates: What You Should Know About Flood Insurance

  Flooding is the most common and costly disaster in the United States. Learn more about floods and flood insurance, including a new risk-rating system effective October 1, 2021, which may change flood insurance premiums for many homeowners.

• Catalytic Converter Thefts Soar During Pandemic

  Thefts of catalytic converters rose by more than 325% in 2020, while thefts of whole cars rose more moderately. Comprehensive insurance can help provide protection against theft of your vehicle, its parts, and its contents.

March

• Risky Business: How Parents Can Help Protect Teen Drivers

  A driver’s license can create an exciting sense of freedom for a teenager, but parents know this freedom comes with plenty of risk.

• Shopping for a Home? Put Insurance Concerns on Your Checklist

  Uncovering potential maintenance problems and researching insurance costs early in the transaction could help homebuyers avoid costly surprises.

February

• A Diamond May Not Be Forever: Personal Property Insurance

  Homeowners or renters insurance may not provide enough protection to replace an engagement ring or other expensive item. Purchasing a separate personal property policy or adding a “floater” to a standard policy could provide the protection you need.

• Calm and Focused: How to Handle an Auto Collision

  Even a minor auto collision can be stressful and hazardous. These steps can help you stay safe at the scene and steer clear of costly complications.