About one in 15 insured homes has a claim each year.

Source: Insurance Information Institute, 2017

What's covered by my homeowners policy? How much liability insurance do I need? What's the best way to take an inventory of my home?

Our newsletter articles are designed to provide helpful information on a wide range of timely topics. Simply click on one of the headlines below and the full article will appear. And keep checking month after month. You never know what story may address your individual situation.


  • Insurance Tips for College-Bound Students

    If you have a student heading to campus, insurance might not be at the top of your to-do list. But it’s important to address insurance needs before the beginning of the school year.

  • RV Insurance: Protecting Your Home on Wheels

    Sales of new recreational vehicles are on track for another record year. A specialized RV policy could provide the coverage you need, whether you’re on the road or visiting your favorite campground.


  • Smooth Sailing: Boat Safety and Insurance

    Before you hit the water, make sure that you have appropriate insurance coverage and follow safe boating practices.

  • Stay Safe in Your Pool or Spa

    A backyard spa or swimming pool can provide hours of family fun, but it could pose a serious danger, especially to young children. These tips may help protect your family and friends.


  • Renting a Car? Explore Your Insurance Options

    If you have auto insurance, is it necessary to purchase the coverage offered in a car rental company's contract? If you’re planning a trip, don’t wait until you approach the car rental counter to think about your insurance situation.

  • House Hunters Should Check for Insurance Issues

    Thus far in 2017, Americans have been buying homes at a rapid pace. Here’s why it’s important to consider the price and availability of homeowners insurance — even before purchasing a particular property.


  • Hurricane Season on the Horizon: Are You Prepared?

    The 2017 Atlantic hurricane season is projected to be less severe than 2016, but every hurricane season brings the potential for danger. Consider these tips for protecting your house, planning for evacuation, and carrying appropriate insurance.

  • Keeping Teen Drivers Safe

    A driver’s license can create an exciting sense of freedom for a teenager, but this new freedom comes with additional risks. Make sure your teenager has appropriate training, and that both you and your teen understand the applicable rules, safety concerns, and insurance issues.



  • Protecting Yourself from Uninsured Motorists

    Despite compulsory auto insurance laws in almost every state, about one out of eight drivers gets behind the wheel without coverage — creating a potential liability not only for themselves but also for insured drivers.

  • Flood Insurance: Rising Waters, Rising Costs

    Flooding is the most common and expensive natural disaster in the United States, causing billions of dollars in losses annually. Learn how you can purchase coverage through the National Flood Insurance Program, and how recent federal reforms might affect your policy.


  • Investing in Forever? Consider Insurance

    An engagement ring may be one of the most expensive possessions a young couple owns. If so, it may be wise to purchase a separate personal property policy or add a “floater” to a homeowners or renters policy.

  • Driver Distractions Can Take Terrible Toll

    A growing list of modern-day distractions are contributing to a surge in fatal car accidents. It’s important to be aware of common behaviors that could affect driving performance and result in a motor vehicle crash.




  • Safer Driving on Winter Roads

    More than one out of five auto accidents is weather related, most often caused by rain, snow, sleet, and ice. By taking precautions and carrying appropriate insurance coverage, you could help make this winter a safer driving season.

  • Are You Ready for Old Man Winter?

    In the first half of 2016, $2.3 billion in property losses and 55 deaths were attributed to winter weather. Here are some maintenance tips to help protect your home and family when winter hits your area of the country.


  • Wildlife Collisions Can Cost Big Bucks

    In many parts of the country, autumn brings an increase in insurance claims related to collisions with animals, primarily deer. Consider these tips for avoiding animal collisions, and make sure appropriate insurance coverage is in place.

  • Rental Housing: Insurance Protection for Tenants and Landlords

    Over the last decade, the number of renter households grew by nearly 9 million, the largest 10-year increase on record. But many new renters don’t realize that the landlord’s insurance policy will not cover the destruction or loss of their own personal possessions.


  • Two Big Reasons to Focus on Fire Safety

    Wildfires make for dramatic news coverage, and more than 68,000 fires burned a record-setting 10,125,149 acres in 2015. Even so, isolated residential fires affect many more U.S. homeowners every year, despite the fact that these fires are often preventable.

  • Born to Ride? Bikers Should Consider Safety and Insurance

    More than 8 million motorcycles are on the road in the United States. Unfortunately, there’s no way around the fact that riding a motorcycle can be dangerous. Consider these tips before revving up your engine.